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Ask the Expert 什么是API

By Sandeep Singh, 存 Executive Director, Digital API Strategy | February 4, 2020

什么是API?

一个API, or Application Programming Interface, is the way software talks to other software and enable data to flow seamlessly between systems. We’re all using api today, whether on Facebook, Amazon and every other major platform. If you made a reservation on Open Table or used Trip Advisor to plan a vacation, odds are the maps you see were created by someone else and are being accessed through an API.

In financial services, api and open or shared banking models in the U.S., Europe, East Africa and Asia are dramatically transforming those markets and ecosystems. api will spark a significant change in the way the industry operates across the retail, institutional and 帖子-trade areas. In the past and still today, financial firms spend lots of time and money developing applications for clients to conduct business. But these applications tend to be inflexible. You can’t use them the way you wanted to; you have to use them the way we tell you to.

This shift in expectations has led to the growth of client-empowered finance in recent years, and 帖子-trade will need to follow suit. So, what does this mean for the future? It’s much more likely that providers will create the digital platforms and api that will allow clients to interact with each other the way they want to do it.

At 存, we’ve already begun this transformation.

存 API市场

We created the API的市场 (‘Marketplace’) to provide our clients, 合作伙伴, 经销商, brokers and internal developers a single, central location to access api developed by 存. 通过市场, all 存 business lines can offer a simplified way for clients to browse and discover our products and services as and when they are developed and delivered using an API channel. Marketplaces keep all available api organized, so internal and external clients can easily self-select high quality products with consistent documentation. 也, it provides 存 with greater protection against cyber threats and Distributed Denial of Service events. 除了安全, industry 合作伙伴 agree that transitioning to an API ecosystem model is a key growth enabler for a company’s digital transformation journey. This model enables a standardized user interface to distribute properly tested, 客户端安全api.

There are two marketplaces at 存:

市场开发人员

This is 存’s internal marketplace, formally launched in Q1 2019. The Developer Marketplace is a one-stop shop for all reusable assets, api, 共享服务, and other content for 存 developers to select what best fits their projects. This capability enables reduced time-to-market for solution delivery.

存 API市场

This is 存’s external marketplace. 随着vnsr威尼斯城官网登入的发展, clients will have access to browse a full suite of 存 products and services in a single, modernized end user experience. All contents of the marketplace will be subject to a standard suite of security controls and testing before releasing to clients.

API的价值主张

Streamlined 客户端 Engagement & 经验

现代化 & 创新服务

增强的安全 & 弹性

Improved Transparency into 存 API Product Catalog

Standardized Enterprise Approach for API Development

改善风险 & 安全状况

流线型的访问 & 新员工培训 to 存 服务

现代化 Digital Channel

标准化API模式

Improved Response Time for API Inquiries

增强的客户端支持

Improved 集成 of 存 服务

To get started contact your 存 Relationship Manager or email (电子邮件保护) with subject line "存 API市场 Inquiry".



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